So you’ve found that perfect new Toyota vehicle and now you’re ready to buy, but the financing process seems so intimidating and complicated. It doesn’t have to be here at Serra Toyota. Our experts are here to answer all of your questions and make buying that car you love as stress-free as possible.
We do a few things to make the Toyota car financing process a bit easier. We make applying for pre-approval simple. Just fill out a form on our website with information about yourself, including your current employment situation and what kind of car you plan to buy. You can file a joint or single application and quickly receive an answer about how we can help you finance your new car purchase.
We also give drivers a useful online tool that makes it easy to calculate your monthly payments. One of the first things you need to know is how much you plan to spend on a down payment. This is the first payment that you make. Choosing to make a bigger one could lower your monthly payments and the total amount that you end up paying for your vehicle. You can also fill in your trade-in value. A trade-in is an older car that you decide to put towards your new purchase. You also need to fill out the interest rate, or APR, and this is where things can get tricky. This can vary based on your credit score. A better credit history usually means a better interest rate, but we can work with you to find a financing deal that fits your budget even if your credit score doesn’t reach the stratosphere.
So visit our Toyota dealership near Hoover, AL today and find a new car that you’ll love. Our financing department and knowledgeable dealers are ready to help you at every stage of the car purchasing process. We hope to see you soon!