Your Comprehensive Guide for First-Time Car Buyers at Serra Toyota

Credit History

• Have you ever had credit: car loans, credit cards, personal loans, or student loans?
• Have you ever co-signed for anyone?

Residential Details

• How long have you been at your address, and who do you reside with?
• What is your housing payment: own or rent?

Employment Information

• How long have you been at your current job, what hourly pay rate, what amount of overtime, and what receipt of computerized pay stubs?

Educational Background

• Have you graduated college, and if so, how long ago? If you are currently enrolled, when is your expected date of graduation?

Vehicle Shopping Experience

• How long have you been shopping for a vehicle, and where have you shopped?

Credit and Financial Status

• Have you checked or had your credit checked recently? Rate your credit from 1 to 10 and provide your credit score.
• Have you declared bankruptcy, when, and was it Chapter 7 or 13?

Current Vehicle Information

• What kind of car are you driving now? Is it insured? Whose name is it registered under?